Bank PO Questions


Q:

Expand CAR, in Banking Terminology?

A) Current Applicable Ratio B) Capital Adequacy Ratio
C) Capital Available Request D) Compiled Acquired Ratio
 
Answer & Explanation Answer: B) Capital Adequacy Ratio

Explanation:

Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.

 

1. The capital adequacy ratio (CAR) is a measure of a bank's capital.

2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

5 3293
Q:

An animal zygote divides to form

A) an egg B) sperm
C) flagella D) blastula
 
Answer & Explanation Answer: D) blastula

Explanation:

Fertilization is the process in which a single haploid sperm fuses with a single haploid egg fuse to form a zygote.  

An animal zygote under go mitosis and divides to form a hallow ball of cells called blastula.

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Filed Under: Animals and Birds
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What is pro forma ?

Answer

A pro forma invoice is a price quote and subject to change. Accounts Payable Services does not pay from pro forma invoices, statements, quotes or estimates.

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Subject: Accounts Payable Exam Prep: Bank Exams , CAT
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Q:

Which of the following became widespread during the 1980's?

A) Internet B) Radio
C) Cable television D) All the above
 
Answer & Explanation Answer: C) Cable television

Explanation:

Cable television or cable TV became widespread during the 1980's.

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Filed Under: Indian History
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

6 3286
Q:

For a nominal interest rate of 8.4%, what is the compounding frequency if the periodic interest rate is:2.1

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: D) 4

Explanation:

i=j/m

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Filed Under: Compound Interest
Exam Prep: Bank Exams
Job Role: Bank PO

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Q:

A certain sum is invested for 2 years in scheme M at 20% p.a. compound interest (compounded annually), Same sum is also invested for the same period in scheme N at k% p.a. simple interest. The interest earned from scheme M is twice of that earned from scheme N. What is the value of k?

A) 7 B) 11
C) 9 D) 13
 
Answer & Explanation Answer: B) 11

Explanation:

Interest earned in scheme M =   

P1 + 201002  - 1  = 11P25

Interest earned in scheme N =  

P x k x 2100 = Pk50

 

Now, from the given data,

 

11P25 = 2 x Pk50

k = 11

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Filed Under: Compound Interest
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Q:

If a barometric reading is falling, this usually indicates what

A) Increasing pressure B) Decreasing pressure
C) No pressure D) None
 
Answer & Explanation Answer: B) Decreasing pressure

Explanation:

A barometer is a tool that measures air pressure

A rising barometer indicates increasing air pressure, a falling barometer indicates decreasing air pressure.

In space, there is a nearly complete vacuum, so the air pressure is zero.

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Filed Under: Physics
Exam Prep: AIEEE , Bank Exams , GATE
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Q:

Assertion(A) : Most of the Himalayan rivers are perennial.
Reason(R) : They are fed by melting snow.

A) R correctly explains A B) R is true but A is fale
C) A is true but R is false D) Both A and R are false
 
Answer & Explanation Answer: A) R correctly explains A

Explanation:

Most Himalayan rivers are perennial because they are fed by the melting snow throughout the year.
Thus, both A and R are true & R correctly explains A.

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Filed Under: Assertion and Reason
Exam Prep: AIEEE , Bank Exams , CAT , GATE , GRE , TOEFL
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