Bank Clerk Questions


Q:

All Insurance is based on a principle called

A) investment premiums B) division of risk
C) cash value coverage. D) premium earnings
 
Answer & Explanation Answer: B) division of risk

Explanation:

Any type of insurance, be it home, auto, life, health, etc. are based on a principle of division of risk.

 

Division of Risk :: This is based on how much risk the insurer estimates the insured's coverage to be. The riskier the opportunity (bad health, area the home is in) the higher the premium costs.

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Filed Under: Indian Economy
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Plant cell walls consist mainly of

A) Chitin B) peptidoglycan
C) cellulose D) chlorophyll
 
Answer & Explanation Answer: C) cellulose

Explanation:

Plant cell walls are mostly made up of the molecule cellulose. Cellulose is a polysaccharide, a complex sugar made of long chains of glucose.

 

The cell wall must be made of thick and strong material as it provides the structural shape of the plant and protection from insects and microorganisms.

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Filed Under: General Science
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Sales promotions include all of the following except

A) Online Ads B) Coupons
C) Free Samples D) Rebates
 
Answer & Explanation Answer: A) Online Ads

Explanation:

Sales promotion uses both media and non-media marketing communications for a pre-determined, limited time to increase consumer demand, stimulate market demand or improve product availability.

 

Sales promotions include Coupons, Rebates, Free Samples, etc... Online Ads come under advertising form.

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Filed Under: Business Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

A computer port is used to

A) Donwload files B) Communicate with other computer peripherals
C) Communicate with hard disks D) All of the above
 
Answer & Explanation Answer: B) Communicate with other computer peripherals

Explanation:
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Filed Under: Computer
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Where is the genetic information of the cell stored?

A) DNA B) Cell membrane
C) Nucleus D) None of the above
 
Answer & Explanation Answer: C) Nucleus

Explanation:

The genetic information of the cell is DNA and is stored in the nucleus of the cell.

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What document is the supreme law of the land?

A) The constitution B) The senate
C) The bill D) All of the above
 
Answer & Explanation Answer: A) The constitution

Explanation:
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Filed Under: Indian Politics
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

The Nobel Literature Prize 2018 has been awarded to

A) Bob Dylan B) Shashi Tharoor
C) George Saunders D) No one
 
Answer & Explanation Answer: D) No one

Explanation:

This is for the first time that no Literature Prize will be given in 70 years because of a #MeToo scandal.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which 6 banking entities of India became history on 1 April 2017 as they were merged with State Bank of India ?

Answer

Five associate banks of SBI – State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH), State Bank of Mysore (SBM), State Bank of Patiala (SBP) and State Bank of Travancore (SBT), besides Bharatiya Mahila Bank (BMB) became part of the State Bank of India (SBI) on 1 April 2017. This merger catapulted SBI to among the top 50 banks in the world.


– With this six-way mega merger, the merged entity (SBI) will have a deposit base of more than Rs. 26 lakh crore and advances level of Rs. 18.50 lakh crore. It will have a total customer base of 37 crore with a branch network of around 24,000 and nearly 59,000 ATMs across the country.


– The government had in February 2017 approved the merger of these five associate banks with SBI. Later in March 2017, the Cabinet approved merger of BMB as well.


– SBI first merged State Bank of Saurashtra with itself in 2008. Two years later, State Bank of Indore was merged with it.

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Subject: General Awareness Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

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