Bank Clerk Questions


Q:

Saving accounts usually offer ___ interest rates than checking accounts.

A) Higher B) Lower
C) Equal D) None
 
Answer & Explanation Answer: A) Higher

Explanation:

A savings account is the most basic type of account at a bank or credit union, allowing you to deposit money, keep the funds safe, and withdraw funds as needed. Savings accounts typically pay interest on your deposits, which helps you grow your money, but rates are relatively low on these low-risk accounts.


A checking account is a deposit account held at a financial institution that allows withdrawals and deposits. Also called demand accounts or transactional accounts, checking accounts are very liquid and can be accessed using checks, automated teller machines and electronic debits, among other methods.

 

Hence, Saving accounts usually offer higher interest rates than checking accounts.

 

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Filed Under: Bank Interview
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Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which of the following is an example of polygenic inheritance?

A) Skin pigmentation in humans B) Huntingtonʹs disease in humans
C) White and purple flower color in peas D) The ABO blood groups in humans
 
Answer & Explanation Answer: A) Skin pigmentation in humans

Explanation:

Polygenic inheritance involves the determination of a particular phenotypic characteristic by many genes, called polygenes(group of genes influencing a quantitative characteristic), each having a small effect individually.

Height and skin colour in humans are examples of Polygenic characters.

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , CAT
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Q:

Which state has recorded highest number of tigers in 2018?

A) Karnataka B) Madhya Pradesh
C) Chhattisgarh D) Uttarakhand
 
Answer & Explanation Answer: B) Madhya Pradesh

Explanation:

India being number one in the Tiger population all over the world, Madhya Pradesh state has the highest number of tigers with 526 tigers and Karnataka is second with 524.

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Filed Under: General Awareness
Exam Prep: CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk , Analyst

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Q:

Which is an example of a complex sentence?

A) The cricket match was cancelled, because it was raining. B) My Dad laughed when I told a joke
C) He sang and she danced. D) All of the above
 
Answer & Explanation Answer: A) The cricket match was cancelled, because it was raining.

Explanation:

A complex sentence is a sentence that contains an independent clause and one or more dependent clauses.

If two clauses are connected with a coordinating conjunction, it's a compound sentence.

If two clauses are connected with a subordinating conjunction, it's a complex sentence.

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Filed Under: English
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Q:

IQTA system abolished by

A) Illtumish B) Bin Tughluq
C) Alauddin Khalji D) None of the above
 
Answer & Explanation Answer: C) Alauddin Khalji

Explanation:
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Filed Under: Indian History
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Q:

Which of the following is a function of the geosphere? 

A) providing a moderate, livable climate B) serving as the interface between the other spheres
C) facilitating the movement of water through spheres through transpiration D) facilitating the process of photosynthesis
 
Answer & Explanation Answer: B) serving as the interface between the other spheres

Explanation:

The geosphere is the earth's solid rock or rigid outer layer known as the crust. Without the geosphere it would not be possible for humans to live on the planet. The function of the geosphere serving as the interface between the other spheres.

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Filed Under: General Science
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Q:

National Science Centre is located at

A) New Delhi B) Pune
C) Bangalore D) Hyderabad
 
Answer & Explanation Answer: A) New Delhi

Explanation:

National Science Centre is located at New Delhi.

national_science_centre_is_located_at1553943841.jpg image

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Filed Under: Indian Geography
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Q:

Reconciling the bank statement monthly is an example of

A) establishment of responsibility B) independent internal verification
C) documentation procedures D) segregation of duties
 
Answer & Explanation Answer: B) independent internal verification

Explanation:

Reconciling the bank statement monthly is an example of independent internal verification

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Filed Under: Bank Interview
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