Bank Clerk Questions


Q:

Which unit of valuation is known as paper gold?

A) SDR B) Eurodollar
C) GDR D) Petrodollar
 
Answer & Explanation Answer: A) SDR

Explanation:

SDR means Special Drawing Rights.

 

SDRs are a measure of a country's reserve assets with IMF and, whereas not 'money' in the strict sense, have several characteristics of money as interest-bearing assets, store of value, and means of settling indebtedness.

 

International financing instrument created in 1970 by the International Monetary Fund (IMF) to coincide with the disfavor of the US dollar as the principal currency of the world trade. Also called paper gold, an SDR is neither paper nor gold but an accounting entry. It is not backed by any currency or precious metal and is used only among governments and IMF for balance Of payments settlements.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

11 8149
Q:

Bad loans in banking terminology are generally known as

A) NPA's B) Prime loans
C) BPO's D) Prime Assets
 
Answer & Explanation Answer: A) NPA's

Explanation:

Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.

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Job Role: Analyst , Bank Clerk , Bank PO

1 8147
Q:

A batsman scores 26 runs and increases his average from 14 to 15. Find the runs to be made if he wants top increasing the average to 19 in the same match ?

A) 74 B) 79
C) 72 D) 60
 
Answer & Explanation Answer: A) 74

Explanation:

Number of runs scored more to increse the ratio by 1 is 26 - 14 = 12
To raise the average by one (from 14 to 15), he scored 12 more than the existing average.
Therefore, to raise the average by five (from 14 to 19), he should score 12 x 5 = 60 more than the existing average. Thus he should score 14 + 60 = 74.

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Filed Under: Average
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9 8138
Q:

Which of the following is the most stable carbocation?

Screenshot_(8)1522302473.png image

A) 4 B) 3
C) 2 D) 1
 
Answer & Explanation Answer: C) 2

Explanation:

Here the most stable carbocation is the option (2).

 

Carbocations are always hungry for electrons. The stability of carbocations increases from primary to secondary to tertiary. Here, option (c) shows the most stable carbocation because it can easily withdraw electrons from two other carbon atoms and the more electronegative oxygen atom.

 

Carbocation stability depends on hyperconjugation. The tertiary carbocation is stabilized by electron releasing inductive effect.

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Filed Under: Chemistry
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12 8135
Q:

The digital computer was developed primarily in

A) USA B) UK
C) Russia D) Japan
 
Answer & Explanation Answer: A) USA

Explanation:

A digital computer accepts, processes and outputs data in digitized forms. The digital computer was developed primarily in Unites States of America.

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21 8124
Q:

Which company has overtaken Oil and Natural Gas Corp (ONGC) to become India’s most profitable state-owned company  ?

A) Indian Oil Corporation B) SAIL
C) Hindustan Petroleum D) GAIL
 
Answer & Explanation Answer: A) Indian Oil Corporation

Explanation:

Indian Oil Corp (IOC) has overtaken Oil and Natural Gas Corp (ONGC) to become India’s most profitable state-owned company. IOC, which has for decades been India’s biggest company by turnover, posted a 70 per cent jump in net profit to Rs 19,106.40 crore in the financial year ended March 31, 2017.

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Filed Under: Indian Economy
Exam Prep: Bank Exams , CAT
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15 8119
Q:

If 200 cats kill 200 mice in 200 days, then 8 cats would kill 8 mice in how many days ?

A) 8 days B) 200 days
C) 800 days D) 1 day
 
Answer & Explanation Answer: B) 200 days

Explanation:

As given
200 cats kill 200 mice in 200 days
1 cats kill 1 mouse in 200 days
Then
8 cats kill 8 mice in 200 days.

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Filed Under: Arithmetical Reasoning
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10 8118
Q:

The Shortest air route from Moscow to San Francisco is 

A) Over the Atlantic Ocean B) Over the Pacific via Siberia
C) Over the North pole D) Through the latitude which passes through them
 
Answer & Explanation Answer: A) Over the Atlantic Ocean

Explanation:

Moscow 37o and Los Angeles 118oW show a longitude difference of 155o across the Atlantic and of 205o across the Pacific.

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Filed Under: World Geography
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6 8110