Bank Clerk Questions


Q:

The sum of 3rd and 15th elements of an arithmetic progression is equal to the sum of 6th, 11th and 13th elements of the same progression. Then which element of the series should necessarily be equal to zero ?

A) 14th element B) 9th element
C) 12th element D) 7th element
 
Answer & Explanation Answer: C) 12th element

Explanation:

If we consider the third term to be ‘x”
The 15th term will be (x + 12d)
6th term will be (x + 3d)
11th term will be (x + 8d) and
13th term will be (x + 10d).
Thus, as per the given condition, 2x + 12d = 3x + 21d.Or x + 9d = 0.
x + 9d will be the 12th term.

Thus, 12th term of the A.P will be zero.

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Filed Under: Chain Rule
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Bank Clerk , Bank PO

35 12859
Q:

An automobile financier claims to be lending money at S.I., but he includes the interest every six months for calculating the principal. If he is charging an interest of 8%, the effective rate of interest becomes ?

A) 10.25 % B) 8.16 %
C) 9.63 % D) 0.16 %
 
Answer & Explanation Answer: B) 8.16 %

Explanation:

Let the sum be Rs. 100. Then,
S.I. for first 6 months = (100 x 8 x 1) / (100 x 2) = Rs. 4
S.I. for last 6 months = (104 x 8 x 1) / (100 x 2) = Rs. 4.16
So, amount at the end of 1 year = (100 + 4 + 4.16) = Rs. 108.16
Effective rate = (108.16 - 100) = 8.16%.

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Filed Under: Simple Interest
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Bank Clerk , Bank PO

4 12857
Q:

There are 6561 balls are there out of them 1 is heavy. Find the minimum number of times the balls have to be weighted for finding out the heavy ball ?

A) 2414 B) 204
C) 87 D) 8
 
Answer & Explanation Answer: D) 8

Explanation:

Suppose there are 9 balls

 

Let us give name to each ball B1 B2 B3 B4 B5 B6 B7 B8 B9

 

Now we will divide all the balls into 3 groups.

 

Group1 - B1 B2 B3

 

Group2 - B4 B5 B6

 

Group3 - B7 B8 B9

 

Step1 - Now weigh any two groups. Let's assume we choose Group1 on left side of the scale and Group2 on the right side.

 

So now when we weigh these two groups we can get 3 outcomes.

 

Weighing scale tilts on left - Group1 has a heavy ball.
Weighing scale tilts on right - Group2 has a heavy ball.
Weighing scale remains balanced - Group3 has a heavy ball.
Lets assume we got the outcome as 3. i.e Group 3 has a heavy ball.

 

Step2 - Now weigh any two balls from Group3. Lets assume we keep B7 on left side of the scale and B8 on right side.

 

So now when we weigh these two balls we can get 3 outcomes.

 

Weighing scale tilts on left - B7 is the heavy ball.
Weighing scale tilts on right - B8 is the heavy ball.
Weighing scale remains balanced - B9 is the heavy ball.
The conclusion we get from this Problem is that each time weigh. We element 2/3 of the balls.

 

As we came to conclusion that Group3 has the heavy ball from Step1, we remove 6 balls from the equation i.e (2/3) of 9.

 

Simillarly we do the ame thing for the Step2.

 

Now going with this conclusion. We have 6561 balls.

 

Step - 1

 

Divided into 3 groups

 

Group1 - 2187Balls

 

Group2 - 2187Balls

 

Group3 - 2187Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 2

 

Divided into 3 groups

 

Group1 - 729Balls

 

Group2 - 729Balls

 

Group3 - 729Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 3

 

Divided into 3 groups

 

Group1 - 243Balls

 

Group2 - 243Balls

 

Group3 - 243Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 4

 

Divided into 3 groups

 

Group1 - 81Balls

 

Group2 - 81Balls

 

Group3 - 81Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 5

 

Divided into 3 groups

 

Group1 - 27Balls

 

Group2 - 27Balls

 

Group3 - 27Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 6

 

Divided into 3 groups

 

Group1 - 9Balls

 

Group2 - 9Balls

 

Group3 - 9Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 7

 

Divided into 3 groups

 

Group1 - 3Balls

 

Group2 - 3Balls

 

Group3 - 3Balls

 

Taking the similar steps as we did in the above example, we come to the conclusion that Group1 has the heavy ball.

 

Step - 8

 

So now when we weigh 2 balls out of 3 we can get 3 outcomes.

 

Weighing scale tilts on left - left side placed is the heavy ball.
Weighing scale tilts on right - right side placed is the heavy ball.
Weighing scale remains balanced - remaining ball is the heavy ball.
So the general answer to this question is, it is always multiple of 3 steps.

 

For 9 balls  32= 9. therefore 2 steps

 

For 6561 balls 38 = 6561 therefore 8 steps

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Filed Under: Arithmetical Reasoning
Exam Prep: CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk

13 12855
Q:

Calculate the angle between the two hands of clock when the clock shows 4 : 20 p.m. ?

A) 5 degrees B) 10 degrees
C) 15 degrees D) 25 degrees
 
Answer & Explanation Answer: B) 10 degrees

Explanation:

Since at 4 : 20 the minute hand will be at 4 and the angle between them will be same as the distance covered in degree by the hour hand in 20 minutes.

 

Required angle = distance of hour hand = speed × time = 12× 20 =10 degrees.

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Filed Under: Clock puzzles
Exam Prep: GRE , GATE , CAT , Bank Exams
Job Role: Bank PO , Bank Clerk

59 12853
Q:

Arrange the given words in alphabetical order and tick the one that comes in the middle ?

A) Slaughter B) Skirt
C) Straight D) Shout
 
Answer & Explanation Answer: A) Slaughter

Explanation:

The arrangement in the alphabetical order is Shout, Skirt, Slaughter, Specify, Straight.

The word in the middle is Slaughter.

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Filed Under: Alphabet Test
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20 12838
Q:

A man swims downstream 72 km and upstream 45 km taking 9 hours each time; what is the speed of the current  ?

A) 1 kmph B) 3.2 kmph
C) 1.5 kmph D) 2 kmph
 
Answer & Explanation Answer: C) 1.5 kmph

Explanation:

72 --- 9
? ---- 1

=> Down Stream = 8

45 ---- 9 
? ---- 1

=> Up Stream = 5

Speed od current S = ?

S = (8 - 5)/2 = 1.5 kmph.

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Filed Under: Boats and Streams
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16 12833
Q:

Try the logical puzzle?

logical_puzzle1538026382.jpg image

A) 24 B) 25
C) 13 D) 12
 
Answer & Explanation Answer: C) 13

Explanation:

The man has 12 sons and the 12 sons has each one sister.

=> 12 sons + 1 sister = 13 children.

 

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Filed Under: Logic Puzzles
Exam Prep: AIEEE , Bank Exams , CAT , GATE , GRE
Job Role: Analyst , Bank Clerk , Bank PO

49 12761
Q:

In preparing a bank reconciliation, outstanding checks are

A) Deducted from the balance sheet B) Added to the bank balance
C) Deducted from the bank balance D) Added to the balance sheet
 
Answer & Explanation Answer: A) Deducted from the balance sheet

Explanation:

If an outstanding check of the previous month clears the bank (is paid by the bank) in the current month, you simply remove that check from the list of outstanding checks.

If an outstanding check of the previous month does not clear the bank in the current month, the check will remain on the list of outstanding checks until the month that it does clear the bank.

In the bank reconciliation process, the total amount of the outstanding checks is deducted from the balance appearing on the bank statement.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO

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