Bank Clerk Questions


Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which term is a type of detail?

A) chronology B) prose
C) style D) statistic
 
Answer & Explanation Answer: A) chronology

Explanation:

In chronology, the sequence of events from the latest to the oldest events or vice versa is laid. In this case, the details of how a particular event or place or thought developed through time is detailed in a chronology. 

 

Hence, the term chronology is a type of detail.

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Filed Under: Alphabet Test
Exam Prep: AIEEE , Bank Exams , CAT , GATE , GRE
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Q:

Separation of judiciary from executive is enjoined by

A) Directive principle B) Judicial decision
C) Seventh schedule D) Preamble
 
Answer & Explanation Answer: A) Directive principle

Explanation:
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Filed Under: Indian Politics
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

GDPR means

A) General Data Protection Regulation B) Generic Data Per Random
C) Generic Data Protection Regulation D) Gross Data Protection Regulation
 
Answer & Explanation Answer: A) General Data Protection Regulation

Explanation:

GDPR stands for the General Data Protection Regulation. The GDPR is a piece of EU legislation passed by the European Parliament in 2016.

 

It aims to make it simpler for people to control how companies use their personal details.

Companies will not be allowed to collect and use personal information without the person's consent.

Data includes things like a person's name, email address and phone number, and also internet browsing habits collected by website cookies.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

India's first Justice City to set up in?

A) Amaravathi B) Hyderabad
C) Kolkata D) Bangalore
 
Answer & Explanation Answer: A) Amaravathi

Explanation:

Andhra Pradesh is building a world-class and India's first 'Justice City' within its new capital Amaravati with the vision to provide a state-of-the-art ecosystem built on latest technology for supporting the judicial system in the state.

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Filed Under: Indian Geography
Exam Prep: AIEEE , Bank Exams , CAT
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Q:

What is the functional unit of a skeletal muscle called?

A) Myofibril B) Sarcomere
C) Fiber D) Fasciculus
 
Answer & Explanation Answer: B) Sarcomere

Explanation:

The myofibrils are composed of actin and myosin filaments, repeated in units called sarcomeres, which are the basic functional units of the skeletal muscle.

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Filed Under: Biology
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Q:

If x = 2 + 223 + 213 then find the value of x3-6x2+6x ?

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: B) 2

Explanation:

Given that x = 2+ 223 + 213

 

So x - 2 = 223 + 213

 

Now cubing on both sides, we get

 

 

=> x3-8-6x2+12x = 4 + 2 + 6(x-2)

 

Therefore, x3-6x2+6x = -6 + 8 = 2

 

 

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Filed Under: Square Roots and Cube Roots
Exam Prep: GRE , GATE , CAT , Bank Exams , AIEEE
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11 3534
Q:

Which of the following languages is a Slavic Language?

A) Polish B) Flemish
C) Romanian D) Gaelic
 
Answer & Explanation Answer: A) Polish

Explanation:

Slavic languages, also called Slavonic languages, a subfamily of the Indo-European family of languages Eastern European ethnic group, commonly associated with Russia, the Baltic States, and other Eastern European countries. peoples of the lands of today's Eastern Europe and Russia have excited curiosity and beckoned visitors.

Key to these peoples and cultures are the Slavic languages:

1. Russian,

2. Ukrainian,

3. Polish,

4. Czech, and

5. Bosnian/Croatian/Serbian.

 

  • Flemish is the language of many Belgians.
  • Romanians are more Hungarian or Balkans-affiliated than Russian.
  • Gaelic is the language of the Celts (Scotland/Ireland).
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Filed Under: General Awareness
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