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 Bank Interview Questions

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Q:

The shortcut key to quit from tally is

A) CTRL + Q B) CTRL + ESC
C) CTRL + T D) CTRL + P
 
Answer & Explanation Answer: A) CTRL + Q

Explanation:
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Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

The yield to maturity on a discount bond is

A) equal to both the coupon rate / current yeild B) less than the current yeild but greater than the coupon rate
C) greater than both the coupon rate / current yeild D) equal to the current yeild but greater than the coupon rate
 
Answer & Explanation Answer: A) equal to both the coupon rate / current yeild

Explanation:

Yield to maturity is a concept for fixed rate bonds and is the internal rate of return i.e. the rate at which future flows are discounted on a compound basis to give the present value of the bond including accrued interest.

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Q:

The Accounting period cycle of NSE is

A) Monday to next Friday B) Wednesday to next Tuesday
C) Wednesday to next Wednesday D) Tuesday to next Wednesday
 
Answer & Explanation Answer: B) Wednesday to next Tuesday

Explanation:
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Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which of the following statements about minimum payments is incorrect?

A) If you send in the minimum payment, you will be charged a late fee B) Paying the minimum means you are only paying off a portion of your total debt
C) You will still pay interest on your balance if you submit the minimum payment D) Minimum payments are typically only 2-4% of your total debt
 
Answer & Explanation Answer: A) If you send in the minimum payment, you will be charged a late fee

Explanation:
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Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Economists refer to purchases of stocks and bonds as investment.

A) TRUE B) FALSE
Answer & Explanation Answer: B) FALSE

Explanation:
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Subject: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Fixed Foreign Exchange rate can be changed by

A) SEBI B) Ministry of Finance
C) RBI D) All of the above
 
Answer & Explanation Answer: C) RBI

Explanation:

Fixed Foreign Exchange rate can be changed by Reserve Bank Of India (RBI).

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Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What does Earned Income Tax Credit (EITC) means ?

Answer

The United States Federal Earned Income Tax Credit (EITC) is a refundable tax credit, that helps low and medium - income individuals and couples, primarily for those who have qualifying children. 

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Subject: Bank Interview Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

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Q:

Define Budgetary Control ?

Answer

Budgetary Control is establishment of budgets and the continuous comparison of actual results with the planned results. It computes the variances and after that management takes necessary actions to maintain favorable variations, through revision of the budgets.

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Subject: Bank Interview Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk

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