Interview Questions

Q:

Most financial investments are examples of what type of risk?

A) Credit risk B) Longevity risk
C) Human risk D) Inflation risk
 
Answer & Explanation Answer: C) Human risk

Explanation:

Most financial investments are examples of Human risk type of risks. Since, we humans invest in any kind of financial investments on our own risk expecting profits.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

How to create a file on the hard disk by using File class object?

Answer

We can use the following method call:


boolean createNewFile();


This method creates a new file on the HD. 


 


If a file is already existing with the name given in the constructor then this method does not creates file on HD.


If file is successfully created then this method returns true.


If file is already existing on the HD then this method returns false.


This method may throw IOException whenever IO error is generated while creating file on HD.

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Subject: Java

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Q:

What is the use of API’s in cloud services?

Answer

API stands for Application programming interface is very useful in cloud platforms as it allows easy implementation of it on the system. It removes the need to write full fledged programs. It provides the instructions to make the communication between one or more applications. It also allows easy to create application with ease and link the cloud services with other systems.

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Subject: Cloud Computing

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Q:

How do you calculate gratuity?

Answer

Gratuity is paid to all such employees after their resignation or retirement.Incase of resignation gratuity is paid to such employees who have completed 5 years of service.


Calculation of gratuity = Basic + DA x (15/26) x Total no. yrs service


15- Half month


26- Excluding 4 sundays

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Q:

What is JDBC ?

Answer

JDBC technology is an API (included in both J2SE and J2EE releases) that provides cross-DBMS connectivity to a wide range of SQL databases and access to other tabular data sources, such as spreadsheets or flat files. With a JDBC technology-enabled driver, you can connect all corporate data even in a heterogeneous environment.

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Subject: Java

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Q:

In recording an accounting transaction in a double-entry system

A) there must always be entries made on both sides of the accounting equation. B) the amount of the debits must equal the amount of the credits.
C) there must only be two accounts affected by any transaction. D) the number of debit accounts must equal the number of credit accounts.
 
Answer & Explanation Answer: B) the amount of the debits must equal the amount of the credits.

Explanation:
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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Are you comfortable offering our charge account to customers?

Answer

A candidate should not be shy here. Someone who tells you that they are uncomfortable when being solicited for proprietary charges by other retailers will not be successful in your organization. If that is something that you as a candidate struggle with, make sure that you portray your desire to succeed. Tell the employer that it is something that you are gaining skills on, and would love the opportunity to perfect your script.

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Subject: Retail

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Q:

What are pass by reference and passby value ?

Answer

Pass By Reference means the passing the address itself rather than passing the value. Passby Value means passing a copy of the value to be passed.

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Subject: Java

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