Interview Questions

Q:

When a debtor owes several debts to a banker and makes a payment, the right of appropriation lies with

A) The Court B) The Banker
C) The Debtor D) All the above
 
Answer & Explanation Answer: C) The Debtor

Explanation:
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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What are encryption functions in PHP?

Answer

CRYPT(), MD5()

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Subject: PHP

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Q:

The reserves of a commercial bank consist of

A) the bank's net worth B) the amount of money market funds it holds
C) government securities that the bank holds D) deposits at the Federal Reserve Bank and vault cash
 
Answer & Explanation Answer: D) deposits at the Federal Reserve Bank and vault cash

Explanation:
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Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

How can we know the number of days between two given dates using php?

Answer

<?php
$tomorrow = mktime(0, 0, 0, date("m") , date("d")+1, date("Y"));
$lastmonth = mktime(0, 0, 0, date("m")-1, date("d"), date("Y"));
echo ($tomorrow-$lastmonth)/86400;
?>

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Q:

What is the CICS LOAD command ?

Answer

The LOAD command retrieves an object program from disk and loads it into main storage - it's primarily used for a constant table that will be available system-wide.


 

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Q:

The model for a record management system might be

A) a rolodex card file B) a business form
C) handwritten list D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

A Records Management System is a computer program or set of programs used to manage and store records.

 

For example, a hospital record for storing new room, ward , patients, etc...

The_model_for_a_record_management_system_might_be1553926899.png image

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Filed Under: Application Development
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

The systematic risk of the market is measured by

A) alpha B) beta
C) gamma D) All of the above
 
Answer & Explanation Answer: B) beta

Explanation:

Beta is the measurement of the systematic risk of the market.

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Filed Under: Marketing and Sales
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Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What report are provided to accounting dept. from payroll every month? What reports are generate at end month, qtr & year end in payroll dept?

Answer

For making accounting entries the accounting dept will need the total transactions of the particular payroll run grouped into various expenditure/liability/Income items like salary,loans,ees pension,ers pension,tax, PF/NI etc. This information should be employee wise & relevant cost center of the employee(in a large organisation).

Mostly payroll will have expenses/liabilities only. Few payrolls might have Income also.

To be specific to the reports bit of your question following reports are produced

1) Net pay reconciliations report
2) Deductions report comprising all voluntary and non voluntary deductions
3) Payments report
4) Costing report
5) Exceptions report
6) High pay salary report
7) No pay salary report

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