Interview Questions

Q:

What is the meaning of Copy IDMS Subschema-Binds?

Answer

It generates a bind run-unit and binds all the records for the sub-schema the program is referencing.

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Q:

What is Windows Server Backup?

Answer

Windows Server Backup is a feature released for the Windows 2008 that provides a number of solutions on backing up the data on your computer in case of a system failure or any other issue. Windows Server Backup can backup a few files to a whole server. The server backup is accessible through command lines and a management console

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Q:

What are the advantages and the disadvantages of equity finance and debt finance to a company raising finance and investors?

Answer

The advantage of equity finance for a company – raising money by selling shares – is that this money does not have to be repaid. However, new shareholders usually get to have a say in how the company is run. Despite these rights, equity is often seen as a risky choice for investors as they will lose all their money if the company doesn’t prosper. If it does well, on the other hand, they may see their stake multiply in value many times over.


Debt finance – money raised through loans – must be repaid eventually by a company, usually with interest, but lenders won’t be able to exert as much influence as shareholders over how the company does business. The debt of a reliable company is usually seen as a safe investment, but fixed repayment schedules means that there are few opportunities for large returns.

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Subject: Bank Interview

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Q:

What is multi - level marketing (MLM)?

Answer

It is a marketing strategy in which the sales force is compensated not only for sales they personally generate, but also for the sales of the other salespeople that they recruit. This recruited sales force is reffered to as the participant's 'downline' , and can provide multiple levels of compensation. Other terms used for MLM include pyramid selling, network marketing and refferal marketing. Most commonly, the salespeople are expected to sell products directly to consumers by means of relationship referrals and word-of-mouth marketing.

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Q:

What is namespace?

Answer

The C++ language provides a single global namespace.Namespaces allow to group entities like classes, objects and functions under a name.

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Subject: C++

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Q:

What is the difference between int and int32 ?

Answer

There is no difference between int and int32. System. Int is an alias name for System.Int32 which is a .Net Class.

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Subject: .NET
Job Role: Analyst , IT Trainer

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Q:

Most modern Banking Systems are based on

A) commodity money B) 100 percent reserves
C) fractional reserves D) money of intrinsic value
 
Answer & Explanation Answer: C) fractional reserves

Explanation:

Most modern banking systems are based on Fractional reserves.

 

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What is the difference between OLE Server & OLE Container?

Answer

An OLE server application creates ole Objects that are embedded or linked in OLE Containers ex. OLE servers are ms_word & ms_excel. OLE containers provide a place to store, display and manipulate objects that are created by ole server applications. Ex. oracle forms is an example of an OLE Container.

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