Interview Questions

Q:

Saving accounts usually offer ___ interest rates than checking accounts.

A) Higher B) Lower
C) Equal D) None
 
Answer & Explanation Answer: A) Higher

Explanation:

A savings account is the most basic type of account at a bank or credit union, allowing you to deposit money, keep the funds safe, and withdraw funds as needed. Savings accounts typically pay interest on your deposits, which helps you grow your money, but rates are relatively low on these low-risk accounts.


A checking account is a deposit account held at a financial institution that allows withdrawals and deposits. Also called demand accounts or transactional accounts, checking accounts are very liquid and can be accessed using checks, automated teller machines and electronic debits, among other methods.

 

Hence, Saving accounts usually offer higher interest rates than checking accounts.

 

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What are the privacy and security features being provided by web browsers?

Answer

- Web browser supports HTTP secure method that allows more security for the sites that are involved in day to day basis transaction. 


- Security offers quick and easy way to remove the unwanted material or the things that are stored without permission like cache, cookies and history. 


- Security is being provided by the use of blockers that blocks unwanted access to the websites from the outside. 


- Web browser uses other features like disabling of JavaScript and pop up blockers to block any unwanted scripts or messages to run on the system.


- Web browser also uses the security concerns in regard of blocking the access to the secure sites that provides money transfer facilities, etc.

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Subject: Web Technology

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Q:

What is retropay?

Answer

It is a process that recaculates the amount to pay an employess in the current period to account for retrospective changes that occurred in previous payroll periods.

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Q:

In contrast to investment, consumption is

A) relatively unstable B) measurable
C) unmeasurable D) relatively stable
 
Answer & Explanation Answer: D) relatively stable

Explanation:

In contrast to investment, consumption is relatively stable.

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Filed Under: Marketing and Sales
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What is the difference between asset management and invest management?

Answer

Investment and asset are really close in meaning. Investment is when you put your money in stock, bond or other financial instruments. Whereas Asset is what you own generally reffered to land, proprietorship , factory, etc.

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Subject: Finance

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Q:

Which among the following validators checks if entered data matches a specific format

A) Compare validator B) RegularExpressionValidator
C) CustomValidator D) None
 
Answer & Explanation Answer: B) RegularExpressionValidator

Explanation:

RegularExpressionValidator checks if entered data matches a specific format

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Filed Under: .NET
Job Role: Software Architect

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Q:

What are storage qualifiers in C++ ?

Answer

ConstKeyword indicates that memory once initialized, should not be altered by a program.
Volatile keyword indicates that the value in the memory location can be altered even though nothing in the program.
Mutable keyword indicates that particular member of a structure or class can be altered even if a particular structure variable, class, or class member function is constant.

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Subject: C++

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Q:

Explain What is the difference between debenture holders and creditors ?

Answer

Debenture holder are those who provides long term loan at specific interest rate in term of cash and creditor provides only short term credit in term of cash for purchasing of goods.

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Subject: Bank Interview Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

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