Bank Exams Questions

Q:

Which one of the following hypotheses postulates that individual's consumption in any time period depends upon resources available to the individual, rate of return on his capital and age of the individual?

A) Absolute Income Hypothesis B) Relative Income Hypothesis
C) Life Cycle Hypothesis D) Permanent Income Hypothesis
 
Answer & Explanation Answer: C) Life Cycle Hypothesis

Explanation:

The life-cycle theory of consumption, popularly known as life-cycle hypothesis,' was developed by Ando and Modigliani" in the early 1960s.

The life-cycle hypothesis postulates that individual consumption in any time period depends on

(i) resources available to the individual,

(ii) the rate of return on his capital, and

(iii) the age of the individual.

The resources available to an individual consist of his existing net wealth and the present value of all his current and future labour incomes. According to the life-cycle hypothesis, a rational consumer plans consumption on the basis of all his resources and allocates his income to consumption over time so that he maximizes his total utility over his life time.

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Who among the following was sworn in as the Chief Minister of Manipur in 2017?

A) M Koireng Singh B) N Siren Singh
C) Longjam Thambou D) M Alimuddin Singh
 
Answer & Explanation Answer: B) N Siren Singh

Explanation:
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Filed Under: Indian Politics
Exam Prep: Bank Exams

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Q:

Which acid is released when an Ant bites?

A) Hydrochloric Acid B) Formic Acid
C) Acetic Acid D) Phosphoric Acid
 
Answer & Explanation Answer: B) Formic Acid

Explanation:
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Filed Under: General Science
Exam Prep: AIEEE , Bank Exams , CAT

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Q:

In the following question, the sentence given with blank to be filled in with an appropriate word. Select the correct alternative out of the four and indicate it by selecting the appropriate option.

A metrical thinker should always be moving in a direction which is beneficial and have always been right at every ______

A) height B) stride
C) growth D) address
 
Answer & Explanation Answer: B) stride

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.


My tooth-brush is a thing that haunts me when I’m travelling, and ____________ my life a misery. I _____________ that I haven’t packed it, and wake up in a cold ________________, and get out of bed and hunt for it. And, in the morning, I pack it before I have used it, and have to unpack again to get it, and it is always the last thing I turn out of the bag; and _____________ I repack and forget it, and have to rush upstairs ___________ it at the last moment and carry it to the railway station, wrapped up in my pocket-handkerchief. Of course I had to turn every mortal thing out now, and, of course, I could not find it.


have to rush upstairs ___________ it at the last moment

A) for B) of
C) from D) form
 
Answer & Explanation Answer: A) for

Explanation:
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Filed Under: English
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Q:

Molybdenite is an ore/mineral of

A) Molybdenum B) Nickel
C) Silver D) Tin
 
Answer & Explanation Answer: A) Molybdenum

Explanation:
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Filed Under: Chemistry
Exam Prep: Bank Exams

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Q:

In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.

 

The entry of foreign media has to be ______ by strict rules. Any intention to ______ the country politically or economically or any attempt at cultural ______ in order to make the country a slave to the designs of international powers would not be ______. If the foreign media is keen on making a presence on the Indian soil, respect for the country’s unity and ______ is essential.

 

country’s unity and ______ is essential.

 

A) accountability B) responsibility
C) integrity D) vulnerability
 
Answer & Explanation Answer: C) integrity

Explanation:
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Filed Under: English
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Q:

What is the equation of the line whose y­-intercept is 4 and making an angle of 45° with the positive x-­axis?

A) x + y = -­4 B) x -­ y = 4
C) x + y = 4 D) x -­ y = ­-4
 
Answer & Explanation Answer: D) x -­ y = ­-4

Explanation:
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Filed Under: Simplification
Exam Prep: Bank Exams

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