Bank Exams Questions

Q:

Which one of the following hypotheses postulates that individual's consumption in any time period depends upon resources available to the individual, rate of return on his capital and age of the individual?

A) Absolute Income Hypothesis B) Relative Income Hypothesis
C) Life Cycle Hypothesis D) Permanent Income Hypothesis
 
Answer & Explanation Answer: C) Life Cycle Hypothesis

Explanation:

The life-cycle theory of consumption, popularly known as life-cycle hypothesis,' was developed by Ando and Modigliani" in the early 1960s.

The life-cycle hypothesis postulates that individual consumption in any time period depends on

(i) resources available to the individual,

(ii) the rate of return on his capital, and

(iii) the age of the individual.

The resources available to an individual consist of his existing net wealth and the present value of all his current and future labour incomes. According to the life-cycle hypothesis, a rational consumer plans consumption on the basis of all his resources and allocates his income to consumption over time so that he maximizes his total utility over his life time.

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Filed Under: Indian Economy
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Q:

The common name of dichlorodifluoromethane is _____.

A) galena B) Freon
C) gypsum D) borax
 
Answer & Explanation Answer: B) Freon

Explanation:
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Filed Under: Chemistry
Exam Prep: Bank Exams

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Q:

Chernobyl disaster is the result of pollution by_____________

A) Oil spill B) Acid rain
C) Carbon dioxide D) Radioactive waste
 
Answer & Explanation Answer: D) Radioactive waste

Explanation:
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Filed Under: General Science
Exam Prep: Bank Exams

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Q:

In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.


The woodpeckers of the West (with one exception) are different _______________ those of the East, and so are the flycatchers, the grosbeaks, the orioles, the tanagers, the humming-birds, _____________ many of the sparrows. ____________ of the purple and bronzed grackles (the latter are _______________ seen on the plains of Colorado, but are not common), the Rockies boast of Brewer's blackbird, ______________ habits are not as prosaic as his name would indicate.

West (with one exception) are different _______________ those of the East

A) for B) from
C) of D) to
 
Answer & Explanation Answer: B) from

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Find the value of sin230 cos245 + 4 tan230 + 1/2sin290 - 2 cos290 + 1/24

A) 3 B) 4
C) 2 D) 1
 
Answer & Explanation Answer: C) 2

Explanation:
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Filed Under: Simplification
Exam Prep: Bank Exams

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Q:

In the following question, out of the given four alternatives, select the one which best expresses the meaning of the given word.

 

Whinny

 

A) Lazy B) Stop
C) Calm D) Loud
 
Answer & Explanation Answer: D) Loud

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Which of the following is NOT a constituent of xylem?

A) Tracheids B) Companion cells
C) Vessels D) Xylem parenchyma
 
Answer & Explanation Answer: B) Companion cells

Explanation:
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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

In the following question, some part of the sentence may have errors. Find out which part of the sentence has an error and select the appropriate option. If a sentence is free from error, select 'No Error'.

 

Delhi had been captured, ransacked and rebuilt several (1)/ times and modern Delhi is a cluster of a number (2)/ of cities spread across the metropolitan region. (3)/No error (4)

 

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: A) 1

Explanation:
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Filed Under: English
Exam Prep: Bank Exams , GRE , TOEFL

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