4000+ Latest Bank Exams Questions and Answers with Explanation

Q:

Which is the largest non-polar desert in the world?

A) Kalahari	B) Gobi
C) Sahara	D) Great Australian

Answer & Explanation Answer: C) Sahara

Explanation:

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Filed Under: Indian Geography
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Q:

On 12 April 2017, Parliament passed the HIV/AIDS (Prevention and Control) Bill, 2017. This Bill provides essential support to National AIDS control programme. It aims to achieve the target of ending this Epidemic by year ______.

A) 2025	B) 2022
C) 2030	D) 2020

Answer & Explanation Answer: C) 2030

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Filed Under: General Awareness
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Q:

A train starts moving from a place P at 10:00 a.m. and arrives at another place Q at 5:30 p.m. on the same day. If the speed of the train is 50 km/hr, then what will be the distance (in km) covered by the train?

A) 424	B) 390
C) 375	D) 225

Answer & Explanation Answer: C) 375

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Filed Under: Problems on Trains
Exam Prep: Bank Exams

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Q:

Which of the following is NOT a constituent of xylem?

A) Tracheids	B) Companion cells
C) Vessels	D) Xylem parenchyma

Answer & Explanation Answer: B) Companion cells

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Filed Under: Biology
Exam Prep: Bank Exams

1 1500

Q:

The term 'Zero Based Budgeting' refers to __________.

A) A specified sum of money authorized by the Legislaturefor a specific period of time	B) To ensure that every rupee spent is result oriented
C) A statutorily mandated form of reimbursement or up-front payment for state expenditures	D) A cost item for which payment is made by one stateagency to another

Answer & Explanation Answer: B) To ensure that every rupee spent is result oriented

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

PMVVY (Pradhan Mantri Vaya Vandana Yojana) pension limit extends to which timeline?

A) March, 2021	B) March, 2019
C) March, 2022	D) March, 2020

Answer & Explanation Answer: D) March, 2020

Explanation:

PMVVY (Pradhan Mantri Vaya Vandana Yojana) pension limit extends to March, 2020.
The Union Cabinet, chaired by Prime Minister Narendra Modi approved extending the investment limit from Rs 7.5 lakh to Rs 15 lakh under the Pradhan Mantri Vaya Vandana Yojana (PMVVY).
It also extended the last date for a subscription to the scheme till March 31, 2020. The time limit was earlier supposed to end on May 4, 2018.
The PMVVY is being implemented through Life Insurance Corp (LIC) to provide social security during old age and protect the elderly aged 60 years and above against a future fall in their interest income due to uncertain market conditions. The scheme provides an assured pension based on a guaranteed rate of return of 8 percent per annum for 10 years.

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Filed Under: Indian Economy
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Q:

Lowering of value of currency relative to a foreign reference currency is called _________.

A) Devaluation	B) Revaluation
C) Down valuation	D) Negative valuation

Answer & Explanation Answer: A) Devaluation

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Filed Under: Indian Economy
Exam Prep: CAT , Bank Exams

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Q:

Who is the author of the speculative fiction book 'Half of What I Say'?

A) KR Meera	B) Anil Menon
C) Shashi Tharoor	D) Namitha Gokhale

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