Questions

Q:

Which one of the following with regard to the term ‘bank run’ is correct?

 

A) The net balance of money a bank has in its chest at the end of the day’s business B) The ratio of bank’s total deposits and total liabilities
C) A panic situation when the deposit holders start withdrawing cash from the banks D) The period in which a bank creates highest credit in the market
 
Answer & Explanation Answer: C) A panic situation when the deposit holders start withdrawing cash from the banks

Explanation:

A bank run occurs when a large number of people withdraw their money from a bank, because they believe the bank may cease to function soon.

A banking panic or bank panic is a financial crisis that occurs when many banks suffer runs at the same time, as people suddenly try to convert their threatened deposits into cash or try to get out of their domestic banking system altogether.

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Read the passage carefully and choose the best answer to each question out of the four alternatives.


Eight north Indian Ocean countries, namely, Bangladesh, India, the Maldives, Myanmar, Oman, Pakistan, Sri Lanka and Thailand, were asked to contribute names so that a combined list could be compiled. Each country gave eight names and a combined list of 64 names was prepared. This list is currently in use, and all cyclones arising in the north Indian Ocean are named from this list, with one name from each country being used in turn. Almost 38 or 39 names from the list have been used up, but since many cyclones dissipate long before they hit land, their names rarely figure in the papers or other media. The names that people do know about, and remember are, naturally, those that were most destructive ones, or very recent. Aila, in 2009 is remembered with a shudder for the enormous destruction it caused in West Bengal and Bangladesh; Phaillin, also for the damage it caused when it hit the Odisha coast in 2013. Two harmless cyclones, which also might remain in people’s memory, are the more recent ones of 2014 — Hudhud, which threatened the east coast of India and Nilofar, which was expected to, but did not, devastate the western coast. The names in the cyclone list are usually words one associates with storms; words which mean water or wind or lightning in various national languages. Sometimes they are names of other things — birds or flowers or precious stones. The name ‘Aila’, contributed by the Maldives means ‘fire’, the name ‘Phaillin’ from Thailand means sapphire, the name ‘Hudhud’ from Oman is the name of a bird, probably the hoopoe, and the name ‘Nilofar’, given by Pakistan, is the Urdu name of the lotus or water lily. The eight names suggested by India, and which are in the list of 64, are Agni, Akaash, Bijli, Jal, Leher, Megh, Sagar and Vayu, meaning in that order, fire, sky, lightning, water, wave, cloud, sea and wind. Five of these names (that is, up to Leher) have been used so far.


Which of the following names is a type of a precious stone?

A) Aila B) Nilofar
C) Phaillin D) Hudhud
 
Answer & Explanation Answer: C) Phaillin

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Rearrange the parts of the sentence in correct order

Truth was

P-­to lead to a breach of peace as a false one
Q­-no defence since
R­-a true defamatory statement was as likely

 

A) QPR B) RQP
C) PQR D) PRQ
 
Answer & Explanation Answer: A) QPR

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Improve the given sentence if necessary.

This book is the more interesting of the three.

A) the interesting B) the most interesting
C) most interesting D) No improvement
 
Answer & Explanation Answer: C) most interesting

Explanation:

The more interesting’ needs to be replaced with ‘the most interesting’. This is because, when making comparison between two or more things, the superlative degree is used and not the comparative degree Thus, the correct formation would be, ‘This book is the most interesting of the three’.

 

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Filed Under: English
Exam Prep: Bank Exams

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Q:

Improve the bracketed part of the sentence.

 

The state has (declined negotiate) any more trade-offs on this proposal or accept calls for stringent transparency requirements.

A) declined to negotiation B) declined to negotiating
C) declined to negotiale D) No improvement
 
Answer & Explanation Answer: C) declined to negotiale

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Who set up the world's first floating ATM ?

A) Bank of America B) Barclays Bank
C) Axis Bank D) State Bank of India
 
Answer & Explanation Answer: D) State Bank of India

Explanation:

India's banking behemoth -- the State Bank of India -- has set up the world's first-ever floating ATM on a boat in Kerala. The boat with the ATM on board will berth at jetties in Kerala's huge backwaters through which thousands of people travel daily.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT , GATE , GRE
Job Role: Bank Clerk , Bank PO

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Q:

The theory which advocates that living beings can arise only from other living beings is termed

A) Bio-genesis B) Abiogenesis
C) Catastrophism D) Cosmozoic
 
Answer & Explanation Answer: A) Bio-genesis

Explanation:
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Filed Under: General Science

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Q:

Select the synonym of

to visualise

A) to repudiate B) to anticipate
C) to eschew D) to scorn
 
Answer & Explanation Answer: B) to anticipate

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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