Questions

Q:

When an account is declared as Inoperative & Dormant Accounts?

A) Only after 2 years from the date of the lasttransaction B) Only after 3 years from the date of the lasttransaction
C) Only after 1 years from the date of the lasttransaction D) Only after 10 years from the date of thelast transaction
 
Answer & Explanation Answer: A) Only after 2 years from the date of the lasttransaction

Explanation:

Schedule bank’s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.

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Filed Under: General Awareness

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Q:

Which   of   the   following   statements   are correct about ‘Saakshar Bharat’ scheme?

1.It   is   a   centrally   sponsored   scheme which    was    launched    during    the Eleventh Five-year Plan.

2.The   scheme   applies   to   women   in particular and disadvantaged groups in general.

3.The  scheme  applies  to  persons  above the age of 10 years.

4.The     scheme     is     anchored     with Panchayati  raj  Institutions  and  Local self-Government.Select  the  correct  answer  using  the  code given below.

A) 1, 2 and 3 B) 2, 3 and 4
C) 1,2 and 4 D) 1, 3 and 4
 
Answer & Explanation Answer: C) 1,2 and 4

Explanation:

Saakshar    Bharat    scheme    was launched  on  8th  September  2009 during  the  11th  Five  Year  Plan, with an aim to raise literacy rate to 80%, to bridge gender gap to 10% .The   scheme   is   anchored   with Panchayati   Raj   Institutions   and Local  Self-government  to  decrease regional  and  social  disparities  and to   focus   on   women,   SCs,   STs, minorities and other disadvantaged  groups.  It  focused mainly  on  adult  education,  with emphasis  on  non-literates  in  the age group of 15-36 years.

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

__________ amends the Constitution.

A) Ministry of Defence B) Prime Minister's Office
C) Parliament D) Securities and Exchange Board of India
 
Answer & Explanation Answer: C) Parliament

Explanation:
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Q:

"World Economic Outlook" report is published by which of the following ?

A) IMF B) World Bank
C) RBI D) UNCTAD
 
Answer & Explanation Answer: A) IMF

Explanation:
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Q:

Which country has the most coal reserves?

A) Russia B) India
C) China D) USA
 
Answer & Explanation Answer: D) USA

Explanation:
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Q:

The Mutation Theory was proposed by _____.

A) Charles Lyell B) William Smith
C) Hugo De Vries D) Harrison Schmitt
 
Answer & Explanation Answer: C) Hugo De Vries

Explanation:
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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

The minimum short­term natural hazard is __________

A) blizzard B) earthquake
C) volcanic eruption D) bolt of lightning
 
Answer & Explanation Answer: D) bolt of lightning

Explanation:
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Filed Under: Indian Geography

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Q:

Indravati Tiger Reserve is in which state?

A) Telangana B) Rajasthan
C) Chhattisgarh D) West Bengal
 
Answer & Explanation Answer: C) Chhattisgarh

Explanation:
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