Q:

Y. H. Malegam Committee is an expert committee constituted by Reserve Bank Of India to look into which of the following issues?

I. Classification of bad loans

II. Effectiveness of adults

III. Rising incidents of frauds

A) Only I and I	B) Only II and II
C) Only I and II	D) All I, II and III

Answer & Explanation Answer: D) All I, II and III

Explanation:

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Q:

When an account is declared as Inoperative & Dormant Accounts?

A) Only after 2 years from the date of the lasttransaction	B) Only after 3 years from the date of the lasttransaction
C) Only after 1 years from the date of the lasttransaction	D) Only after 10 years from the date of thelast transaction

Answer & Explanation Answer: A) Only after 2 years from the date of the lasttransaction

Explanation:

Schedule bank’s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.

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Q:

Which of the following statements are correct about ‘Saakshar Bharat’ scheme?

1.It is a centrally sponsored scheme which was launched during the Eleventh Five-year Plan.

2.The scheme applies to women in particular and disadvantaged groups in general.

3.The scheme applies to persons above the age of 10 years.

4.The scheme is anchored with Panchayati raj Institutions and Local self-Government.Select the correct answer using the code given below.

A) 1, 2 and 3	B) 2, 3 and 4
C) 1,2 and 4	D) 1, 3 and 4

Answer & Explanation Answer: C) 1,2 and 4

Explanation:

Saakshar Bharat scheme was launched on 8th September 2009 during the 11th Five Year Plan, with an aim to raise literacy rate to 80%, to bridge gender gap to 10% .The scheme is anchored with Panchayati Raj Institutions and Local Self-government to decrease regional and social disparities and to focus on women, SCs, STs, minorities and other disadvantaged groups. It focused mainly on adult education, with emphasis on non-literates in the age group of 15-36 years.

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Exam Prep: Bank Exams

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Q:

__________ amends the Constitution.

A) Ministry of Defence	B) Prime Minister's Office
C) Parliament	D) Securities and Exchange Board of India

Answer & Explanation Answer: C) Parliament

Explanation:

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Q:

"World Economic Outlook" report is published by which of the following ?

A) IMF	B) World Bank
C) RBI	D) UNCTAD

Answer & Explanation Answer: A) IMF

Explanation:

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Q:

Which country has the most coal reserves?

A) Russia	B) India
C) China	D) USA

Answer & Explanation Answer: D) USA

Explanation:

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Q:

In the following question, a sentence has been given in Active/Passive voice. Out of the four alternatives suggested, select the one which best expresses the same sentence in Passive/Active voice.
The kids were laughing at the old lady.

A) The old lady is laughing at the kids.	B) The old lady was being laughed at by the kids.
C) The old lady was being laughed by the kids.	D) The old lady was laughed at by the kids.

Answer & Explanation Answer: B) The old lady was being laughed at by the kids.

Explanation:

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Q:

The Mutation Theory was proposed by _____.

A) Charles Lyell	B) William Smith
C) Hugo De Vries	D) Harrison Schmitt

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