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Q:

Which one of the following hypotheses postulates that individual's consumption in any time period depends upon resources available to the individual, rate of return on his capital and age of the individual?

A) Absolute Income Hypothesis B) Relative Income Hypothesis
C) Life Cycle Hypothesis D) Permanent Income Hypothesis
 
Answer & Explanation Answer: C) Life Cycle Hypothesis

Explanation:

The life-cycle theory of consumption, popularly known as life-cycle hypothesis,' was developed by Ando and Modigliani" in the early 1960s.

The life-cycle hypothesis postulates that individual consumption in any time period depends on

(i) resources available to the individual,

(ii) the rate of return on his capital, and

(iii) the age of the individual.

The resources available to an individual consist of his existing net wealth and the present value of all his current and future labour incomes. According to the life-cycle hypothesis, a rational consumer plans consumption on the basis of all his resources and allocates his income to consumption over time so that he maximizes his total utility over his life time.

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

The predominant stage of the life cycle of a moss is the gametophyte which consists of two stages. The second stage is the ___________ stage.

A) Agar B) Leafy
C) Chlorella D) protonema
 
Answer & Explanation Answer: B) Leafy

Explanation:
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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

Elephanta Caves is located in which city?

A) Nashik B) Kolhapur
C) Pune D) Mumbai
 
Answer & Explanation Answer: D) Mumbai

Explanation:
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Filed Under: Indian Geography
Exam Prep: Bank Exams

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Q:

In the following question, some part of the sentence may have errors. Find out which part of the sentence has an error and select the appropriate option. If a sentence is free from error, select 'No Error'
 
1. It is easy to fall victim
2. not only to those who may hurt or mistreats us
3. but also to our own anger
4. No error

A)

1

 B)

2
C)

3

 D)

4
 
Answer & Explanation Answer: B)

2



Explanation:
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Filed Under: English
Exam Prep: TOEFL , GRE , CAT , Bank Exams
Job Role: Bank PO , Bank Clerk

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Q:

In the following question, out of the given four alternatives, select the alternative which best expresses the meaning of the Idiom/Phrase.

Draconian law

A) Written law B) Extremely severe law
C) Oral law D) Lenient law
 
Answer & Explanation Answer: B) Extremely severe law

Explanation:
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Filed Under: English

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Q:

What is the role of Pneumatophores?

A) Protect plant from animals B) Get oxygen for respiration
C) Supports plant in standing upright D) Helps plant for pollination
 
Answer & Explanation Answer: B) Get oxygen for respiration

Explanation:
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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

Atomic number of which of the following elements is greater than that of Aluminium?

A) Phosphorus B) Neon
C) Magnesium D) Sodium
 
Answer & Explanation Answer: A) Phosphorus

Explanation:
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Filed Under: Chemistry
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Q:

Which of the following Indian payment and commerce company has launched the first wealth management product ‘Digital Gold’?

A) DirecPay B) BHIM
C) PayU India D) Paytm
 
Answer & Explanation Answer: D) Paytm

Explanation:

‘Paytm’ has launched the first wealth management product ‘Digital Gold’ on its platform to allow customers to buy and sell gold through electronic platform.
Note: Consumers can purchase 24K 999.9 purity gold online and store it in MMTC— PAMP’s secure vaults free of charge.

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Filed Under: General Awareness
Exam Prep: Bank Exams

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