Internet giant Google has tied up with State Bank of India (SBI) for its mobile payments app Tez. Through this partnership, Google Tez will allow users to create an SBI UPI Id - @oksbi and get access.
Telnet uses TCP at layer 4. It uses IP at layer 3. We know that Telnet uses TCP/IP protocol, but in the question, it is asked specifically at layer 4 what is used in Telnet. So it is TCP at layer4 and IP at layer 3.