Q:

The Reserve Bank of India (RBI) proposed a four-tier regulatory framework for which type of financial institutions?

A) Foreign Banks	B) Small Finance Banks
C) NBFCs	D) Payments Banks

Answer & Explanation Answer: C) NBFCs

Explanation:

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

The smell that we get when LPG cylinder leaks is due to the presence of

A) Nitrogen peroxide	B) Carbon monoxide
C) Sulphur compound	D) Carbon dioxide

Answer & Explanation Answer: C) Sulphur compound

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Filed Under: Chemistry
Exam Prep: AIEEE , Bank Exams

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Q:

Identify a type of asexual reproduction which involves reproduction through parts of a plant such as roots, stem and leaves?

A) Budding	B) Vegetative propagation
C) Fragmentation	D) Fission

Answer & Explanation Answer: A) Budding

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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

The Certificate of Deposit (CD) is a negotiable money market instrument and issued in the form of?

A) Derivative Usance Promissory Note	B) Usance Promissory Note
C) Demand Promissory Note	D) Both a & b

Answer & Explanation Answer: B) Usance Promissory Note

Explanation:

The Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form or as a Usance Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period. (Usance Promissory Note has to be paid after certain time period).

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Which one of the following is not an assumption in the law of demand?

A) There are no changes in the taste and preferences of consumers	B) Income of consumers remains constant
C) Consumers are affected by demonstration effect	D) There are no changes in the price of substitute goods.

Answer & Explanation Answer: C) Consumers are affected by demonstration effect

Explanation:

There are certain assumptions underlying the law of demand, which are as follows:

i. Assumes that the consumer’s income remains same

ii. Assumes that the preferences of consumer remain same.

iii. Considers that the fashion does not show any changes, because if fashion changes, then people would not purchase the products that are out of fashion.

iv. Assumes that there would be no change in the age structure, size, and sex ratio of population. This is because if population size increases, then the number of buyers increases, which, in turn, affect the demand for a product directly.

v. Restricts the innovation and new varieties of products in the market, which can affect the demand for the existing product.

vi. Restricts changes in the distribution of income.

vii. Avoids any type of change fiscal policies of the government of a nation, which reduces the effect of taxation on the demand of product.

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Which of the following is done at a Stock Exchange ?

A) Commodities are bought and sold at wholesale price	B) Commodities are bought and sold at retail price
C) Securities are bought and sold	D) None of these

Answer & Explanation Answer: C) Securities are bought and sold

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Thumba in Kerala is famous because ___.

A) it has several tea gardens	B) it has backwaters and lagoons
C) it is a rocket launching station	D) it has an ayurvedic centre

Answer & Explanation Answer: C) it is a rocket launching station

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Filed Under: Indian Geography
Exam Prep: Bank Exams

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Q:

In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.

Photography is the _____________ we can get to stopping time. The camera is our pause button, the cork we use to stop time from running out. And the photo album is the most potent time machine ever ____________, one that transports you to a curated past where everything exists ________ you choose to remember it,one that lets you revisit ________ just people and places and ages, but the hidden crannies of ________ own memory and the strange landscape of emotions that lies beyond.

but the hidden crannies of ________ own memory and

A) your	B) you
C) yourself	D) yourselves

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