Questions

Q:

Choose the option that best captures the essence of the text.
Issue of money, in the form of banknotes and current accounts subject to cheque or payment at the customer's order. These claims on banks can act as money because they are negotiable and/or repayable on demand, and hence valued at par and effectively transferable by mere delivery in the case of banknotes, or by drawing a cheque that the payee may bank or cash. Banks act as both collection and paying agents for customers, participating in interbank clearing and settlement systems to collect, present, be presented with, and pay payment instruments. This enables banks to economize on reserves held for settlement of payments, since inward and outward payments offset each other. It also enables ____________.

A) The offsetting of payment flows between geographical areas, increasing the cost of settlement between them. B) The offsetting of payment flows between geographical areas, reducing the cost of settlement between them.
C) The offsetting of payment flows only in urban areas, reducing the cost of settlement between them. D) The offsetting of payment flows only in rural areas, increasing the cost of settlement between them.
 
Answer & Explanation Answer: B) The offsetting of payment flows between geographical areas, reducing the cost of settlement between them.

Explanation:

The passage is based on economic development of the bank. It says that the economic growth of the bank in terms of the money is based on the cost of settlement. If this cost is reduced amongst the countries then the flow of payment will be maintained or vice versa. It is nowhere mentioned in the passage about rural or urban areas so we will take a general context. Hence option B is the correct option.

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Q:

The predominant stage of the life cycle of a moss is the gametophyte which consists of two stages. The second stage is the ___________ stage.

A) Agar B) Leafy
C) Chlorella D) protonema
 
Answer & Explanation Answer: B) Leafy

Explanation:
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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

Use of an attractive masquerade or mask is associated with which of the following dance style?

A) Kathakali B) Kuchipudi
C) Odissi D) Manipuri
 
Answer & Explanation Answer: A) Kathakali

Explanation:
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Q:

A sentence has been given in Active/Passive Voice. Out of the four given alternatives, select the one which best expresses the same sentence in Passive/Active Voice.

Why did your mother write such a book?

A) Why was such a book written by your mother? B) Why is such a book written by your mother?
C) Why your mother wrote such a book? D) Why was such a book wrote by your mother?
 
Answer & Explanation Answer: A) Why was such a book written by your mother?

Explanation:
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Q:

In the following question, out of the four alternatives, select the alternative which is the best substitute of the phrase.

 

To sweep over something so as to surround it completely.

A) engulf B) imbibe
C) drown D) plunge
 
Answer & Explanation Answer: A) engulf

Explanation:
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Q:

In the following question, out of the four alternatives, select the alternative which is the best substitute of the words/sentence.

 

Believe in and follow the practices of

 

A) Atheist B) Pagan
C) Agnostic D) Adhere
 
Answer & Explanation Answer: D) Adhere

Explanation:
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Q:

In ABC, ∠A = 90°, AD  BC and AD = BD = 2 cm. The length of CD is

A) 3 cm B) 3.5 cm
C) 3.2 cm D) 2 cm
 
Answer & Explanation Answer: B) 3.5 cm

Explanation:
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Q:

A body is initially moving with a velocity of 5 m/s. It undergoes an acceleration of 2 m/s2 for 4 seconds. Find the displacement (in m) of this body in these 4seconds.

A) 4 B) 72
C) 36 D) 8
 
Answer & Explanation Answer: C) 36

Explanation:
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Filed Under: Physics

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