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 Statement and Courses of Action Questions

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Q:

It is necessary to adopt suitable measures to prevent repetition of bad debts by learning from the past experiences of mounting non-performing assets of banks.

 

Courses of Action:

I. Before granting loan to customers their eligibility for loan should be evaluated strictly.

II.To ensure the payment of instalments of loan, the work, for which loan was granted, should be supervised minutely on regular basis.

A) Only I follows B) Only II follows
C) Neither I nor II follows D) Both I and II follow
 
Answer & Explanation Answer: D) Both I and II follow

Explanation:

To ensure that debts taken are repaid promptly, the customer's requirements and future prospects ought to be studied and their work constantly checked. Thus, both the courses follow.

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Q:

The number of dropouts in govt schools has significantly increased in the urban areas over the past few years. 

 

Courses of action:

I. The govt should immediately close down all such schools in the urban areas where the dropout goes beyond 20 per cent

II. The parents of all the students who dropped out of the govt schools in urban areas should be punished.

A) If only course of action I follows B) If only course of action II follows
C) If either course of action I or II follows D) If both courses of action I and II follow
 
Answer & Explanation Answer: D) If both courses of action I and II follow

Explanation:

Both are extreme courses of action.

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1 2505
Q:

Indigenous tribes living near Amazon forests are cutting down trees to cover their basic needs , thus severely affecting the ecological balance in the area.

 

Courses of action:

I. All the tribes living near the Amazon rain forests Should be forced to shift to urban areas of the country.

II. The tribes should be allowed to continue doing so as they cut down trees for their basic needs and not for commercial purposes.

A) If only course of action I follows B) If only course of action II follows
C) If either course of action I or II follows D) If both courses of action I and II follow
 
Answer & Explanation Answer: D) If both courses of action I and II follow

Explanation:

I is simply absurd. But even II is not the solution.

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Q:

Statement: There has been a significant drop in the water level of all the lakes supplying water to the city.
Courses of action:
I. The water supply authority should impose a partial cut in supply to tackle the situation.
II. The government should appeal to all the residents though mass media for minimal use of water.

A) Only I follows B) Only II follows
C) Both I & II follows D) Neither I nor II follows
 
Answer & Explanation Answer: C) Both I & II follows

Explanation:

The situation can be tackled by periodic cuts in supply, and urging people to conserve water. So both the courses follow.

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Job Role: Bank Clerk , Bank PO

3 2459
Q:

Statement: There was a spurt in criminal activities in the city during the recent festival season.
Courses of action:
a. The police should immediately investigate into the causes of this increase.
b. In future the police should take adequate precaution to avoid recurrence of such situation during festival.
c. The known criminals should be arrested before any such season.

A) Both a and b follows B) Only c follows
C) Only a follows D) Both b and c follows
 
Answer & Explanation Answer: A) Both a and b follows

Explanation:

The police ought to find out the lackenings in existing security arrangements and make up for these inadequacies to strengthen security and thus prevent criminal activities in the forthcoming festival. So, both a and b follow. Arresting the known criminals does not ensure safety, for a novice can also indulge in crime. So, c does not follow.

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Job Role: Bank Clerk , Bank PO

6 2317
Q:

Statement: A large number of students who have passed their XII Std. terminal examination in the country could not get admission to colleges as the number of seats available are grossly inadequate.
Courses of action:
a. The evaluation system of XII Std. terminal examination should be made more tough so that fewer students pass the examination.
b. The Government should encourage the private sector to open new colleges by providing them land at cheaper rate.
c. The rich people should be asked to send their wards to foreign countries for higher studies enabling the needy students to get admission in colleges within the country.

A) only a and b follows B) Only c follows
C) Only b follows D) All a, b & c follows
 
Answer & Explanation Answer: C) Only b follows

Explanation:

Clearly, reducing the number of aspirants for admission to colleges or sending the students of well-to-do families to foreign countries for higher studies, is no proper solution. So, both I and III do not follow. The right solution is to increase the number of colleges so as t accommodate the increasing number of admission-seekers. So, only II follows.

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4 2286
Q:

Statement: The air and rail services have been severely disrupted due to thick fog in the northern part of the country.
Courses of action:
a. The rail and air services should be temporarily suspended in the region.
b. People should be advised to make their travel plan keeping in mind the probable disruption resulting in delay or cancellation of services.
c. The government should immediately install modern machines which will enable itto guide the rail and air services even if the thick fog develops.

A) Only a follows B) a and b follows
C) Only b follows D) a, b & c follows
 
Answer & Explanation Answer: D) a, b & c follows

Explanation:

Keeping in mind the safety and convenience of passengers, both 'a' and 'b' follow. 'c' clearly suggests a remedy to the problem and hence it also follows.

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1 2210
Q:

Statement: People in Pratapgarh are not paying their telephone bills in spite of the various verbal warnings and remainders. It has now informed the subscribers through a notification that those who do not pay their bills by the due date will be charged penalty for every defaulting day.
Course of action:
a. Majority of people may pay their bills by the due date to avoid penalty.
b. People generally pay heed to such statutory notifications.

A) Only a follows B) Both a & b follows
C) Only b follows D) Neither a nor b follows
 
Answer & Explanation Answer: B) Both a & b follows

Explanation:

Enforcing a penalty will motivate people to pay the bills. So, course of action a follows.
It is general tendency to act accordingly when a penalty clause slapped. So, course of action b follows.

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Exam Prep: Bank Exams , CAT , GATE , GRE
Job Role: Analyst , Bank Clerk , Bank PO

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